Statement analyzer

See where your money actually went

Upload your credit card statement as a PDF. Every line is matched to the real merchant behind it, put in a category and totalled, and checked against the totals your bank printed.

Analyze my statement How it works

Free with an account, 10 statements a month. Your PDF is never stored.

Credit card · September

Matches the bank's totals

Spent: 8,412.50
Fees: 96.80
Merchants: 41 of 43

Food and dining2,940.10 35%
Shopping2,105.75 25%
Transportation1,180.00 14%
Subscriptions612.40 7%

An example. Yours shows your own merchants, categories and fees.

What you get

Your statement, explained

Banks print codes. You get names, categories and totals you can act on.

Every merchant, named

"CAREEM HALA DUBAI" becomes Careem, Transportation, with its logo. The same matching our API gives banks and apps, for every line of your statement.

Where it went, by category

Food, shopping, travel, bills: see what each part of your life cost this month, and your top merchants at a glance.

Subscriptions found

Streaming, apps and memberships are picked out, so the ones you forgot about stand out.

Fees you did not notice

Foreign exchange fees, interest and charges are counted apart from your spending, and each fee is linked to the purchase it was charged on.

Spending abroad

What you spent in each currency, and what converting it cost you.

Month against month

Keep your analyses and compare months: what went up, what went down, and which categories drive it. Several cards in one month are added together.

Checked against your bank

The lines read are added up and compared with the totals printed on your statement, so nothing is missed or counted twice. Card payments and transfers are not counted as spending.

How it works

Three steps, about a minute

01
Upload the PDF
The statement your bank emails you, as it is. Password-protected files are fine: the password only opens the file.
02
We read and check it
Every line is read, matched to its merchant and checked against the bank's printed totals. The PDF is read in memory and never stored.
03
See your spending
Categories, merchants, subscriptions, fees and foreign spending, kept in your history to compare with next month.

Supported banks

Credit card statements, and bank account statements where marked, in the PDF your bank sends, including password-protected ones.

🇦🇪 United Arab Emirates

ADCB credit card
ADCB account
Emirates NBD credit card
Emirates NBD account
FAB credit card
Mashreq credit card
Mashreq account
Monzo account
Wio credit card
Wio account

🇪🇬 Egypt

ADIB credit card

Bank not listed? Upload it anyway: if you agree, the AI learns its layout from a copy with your name, card and account numbers removed.

What we keep

Not your PDF. It is read in memory and never stored. Its password, if it has one, is only used to open it.
The lines we read (dates, descriptions, amounts) and the merchants found, encrypted, so you can come back to them. Delete an analysis at any time and it is gone.
For a bank we do not read yet, only if you agree: a copy of the statement's text with your name, card, account and reference numbers removed, encrypted and deleted after 30 days. The AI learns the layout from it, and our team checks the result before it reads anyone's statements.

Analyses are free with your account, 10 a month. Each merchant found counts toward your monthly API allowance, like an API request. See the Privacy Policy.